So Swift Vol

February 5th, 2012 · Eugene · Insurance Agent Comments Off

So Swift – Vol II

Sowell Swift miraculously recovered from an electro-chemical accident, and upon regaining consciousness, he discovered that his mind function and his muscular capabilities had become extraordinarily accurate and quick.Utilizing his newly-developed powers, he becomes an outstanding scholar, musician, and athlete throughout his remaining three years of high school.Not long after graduating, Sowell entered professional baseball and was soon playing for a leading New York team.”So Swift – Vol. I” takes the readers with Sowell through his first year in professional baseball, letting them vicariously experience his personal life and emotional involvements, as well.”So Swift – Vol. II” parallels the Volume I experiences, expanding and refining them as Sowell begins to learn about his divine assignments, (called his “mission.”)The author is hopeful that the reader will find Sowell to be a humorous and enjoyable young man, one who would be chosen to be a personal friend.Chesley Austin, in spite of having spent thirty-three years in public school teaching, has a wide variety of life experiences in his background. He has been a steelworker, a groundsman, a bakery worker, a warehouseman, a security agent, a painter, a station attendant, a school bus driver, a cannery worker, a linguist, an insurance training graduate, a curriculum coordinator, a refrigeration repair technician, a farm boy, a truck driver, a regional manager in a national corporation, a surveying assistant, an Air Force instructor, a salesman, an amateur boxer, and an amateur thespian, (the final two listed, being unpaid.)His primary participation interests are languages and vocal music.If you hadn’t already guessed, Mr. Austin would tell you that he didn’t have time to write, until after he retired.

Price: $ 16.3
Sold by Barnes&Noble.com

35star Hotel In North

February 5th, 2012 · Eugene · Austin Comments Off

3.5-star hotel in North Side/Austin

A variety of rooms and suites are available to accommodate a family of any size

Price: $ 0
Sold by Last Minute Travel

D Hughes Tree Service

February 5th, 2012 · Eugene · Insurance Comments Off

D. Hughes Tree Service…

, Trimming. CA Lic. #857779 Insured (559)877-2660 or 877-2592.

Listing originally posted at http

Price:

Location

, USA

FISK’S TREE SVC. Over …

)642-3475 760-3478 Insured, CA Cont. Lic. #707745

Listing originally posted at http

Price:

Location

, USA

Principles of Risk Management and Insurance (11th Edition)
Complete and current coverage of major risk management and insurance topics. Focusing primarily on the consumers of insurance, thi…

Insurance for Dummies
Now updated — your guide to getting the best insurance policyAre you intimidated by insurance? Have no fear — this easy-to-und…

Questions and Answers on Life Insurance: The Life Insurance Toolbook
Questions and Answers on Life Insurance is an extremely useful and one of a kind resource for anyone looking for a simple way to u…

Life Insurance Hiring Event

February 4th, 2012 · Eugene · Insurance Agent Comments Off

Life Insurance Hiring Event
Event on 2012-02-04 00:00:00
By Invitation Only
Come learn about an exciting career with us! Our Life Insurance agents make a full time income working part time!

Go to: http://www.careerpowernaa.com

to see if this great opportunity is right for you! Not licensed? No experience necessary! Contact us NOW!

at Dallas, Texas, United States
DALLAS, TX 75201
Dallas, United States

Free Resume Preparation Orientation
Event on 2012-02-08 12:00:00

http://www.onetruemedia.com/shared?p=7762d200a989457a22ccaa&skin_id=601&utm_source=otm&utm_medium=text_url

givetodayobama2012@gmail.com

http://givetodayobama2012.blogspot.com/2011/09/give-today.html

Give Today!! To re-elect OBAMA 2012

Take up an offering for the reelection campaign of Barack Obama and send to Alisa R Harris Church 901-326-2683—Memphis Campaign Manager

Make checks payable to: Alisa R Harris Church and Send To: 531 Nonconnah Memphis, Tn 38109

Also schedule me to speak about the American Jobs Act. http://my.barackobama.com/page/outreach/view/2012/givetodayobama2012

See www.myspace.com/obama2012victory

Check this box to confirm that the following statements are true and accurate:

1. I am a United States citizen or a lawfully admitted permanent resident of the United States.

2. This contribution is not made from the general treasury funds of a corporation, labor organization or national bank.

3. This contribution is not made from the treasury of an entity or person who is a federal contractor.

4. This contribution is not made from the funds of a political action committee.

5. This contribution is not made from the funds of an individual registered as a federal lobbyist or a foreign agent, or an entity that is a federally registered lobbying firm or foreign agent.

6. I am not a minor under the age of 16.
The funds I am donating are not being provided to me by another person or entity for the purpose of making this contribution.

Contributions or gifts to Obama for America are not tax deductible.

Obama for America can accept contributions from an individual of up to ,500 per federal election (the primary and general are separate elections). By submitting your contribution, you agree that the first ,500 of a contribution will be designated for the 2012 primary election, and any additional amount, up to ,500 will be designated for the 2012 general election.

RE-ELECT PRESIDENT OBAMA- GUARANTEED JOB OFFER Sept 6, 2011

Per Job Creation Bill in USA Today 9/2/2011, Bil Philanthropist acquires 7 Bil to create 2.2 Mil jobs in two years- Alisa R Harris Church, and the Job Creation Foundation tap into the monies address in the bill written by Jan Schakowsky D-IL, Jared Bernstein, Kay Bailey Hutchinson R-TX, and John Kerry D-MA per the Center on Budget and Policy Priorities, as of 2012.

PRESS RELEASE- SEEDCO Jobs should be City of Memphis Jobs- Stop their Funding!

August 10, 2011

Vote for Ed Ford Sr. Memphis Mayor 2011

THE JOB CREATION QUEEN

Leave a Message- 901.326.2683 Alisa R Harris of Memphis with the Alisa R Harris Church offers unlimited fundraising positions for the city’s afterschool and summer camps program. She has a preference for felons, food stamp recipients, and homeless persons and also offers an In-Kind tax deductible receipt for volunteers. Book her NOW to save the World! For more information Google Give Today Obama 2012.

531 Nonconnah

Memphis, Tn 38109

(901) 785-0750

(901)326-2683

PRESS RELEASE

39.68 Million Jobs- The Job Creation Foundation is Hiring 20,000 per day Nationwide

Dear Case Managers and Governors-

guaranteedjoboffers@aol.com

givetodayobama2012@aol.com

www.linkedin.com/in/jobcreationfoundation

www.millerfoodfoundation.zoomshare.com

As of today we propose that your state allow us the opportunity to shoulder the burden of public assistance for we have devised a plan that will obtain for each and every TANF/FS recipient self-sufficiency within 90 days. As a part of our One Million Jobs initiative Alisa R Harris would like to make a job offer to each and every TANF/FS recipient in your state and in the nation. Here at the Job Creation Foundation and Alisa R Harris Church our fundraisers work from home soliciting by phone, online, or door to door. They make /hr and paydays are every other Monday with a two week holdback. If the employee does not live in Memphis everything is done- by fax, email, and certified mail. To accept these job offers please call 901.326.2683 or email coreymillerfoodfoundation@gmail.com by October 1, 2011.

http://www.youtube.com/watch?v=DfjRsVPLK0A

Also if our church is their work component we will provide their transportation fuel, and a raise in TANF/ FS benefits as a private agency with our alternative public assistance program- saving you millions if not billions out of your state budgets.

Once the recipients receive our job orientation by phone the new hires will be able to print all our forms from emails. Going forward we must firmly insist and suggest that each AFDC/TANF/FS applicant be referred to us before being issued any further government assistance. I sincerely hope the transition will be a smooth one as we have a job for each and every American. Bare in mind- every student in the United States has sold either cookies or candy for the school and nobody has to be trained to “panhandle”.

Thank You,

Alisa R Harris

Tax ID#27-0547608

Alisa R Harris Church

http://www.linkedin.com/in/alisarharris

Alisa R Harris Church and Corey Miller Food Foundation is hiring 30,000 phone workers in Memphis with TRU Records. This is a permanent full time position. It pays per hour and you have a daily pay option. We have a preference for felons, food stamp recipients, and homeless persons. You can either use this job to go door-to-door to businesses or use it strictly as a phone job from home. And we are currently fundraising for our summer camps and afterschool program. To make a contribution: Make checks payable to Alisa R Harris Church and send to 531 Nonconnah Memphis, TN 38109

www.millerfoodfoundation.zoomshare.com

www.twitter.com/givetoday2012

www.obama2012victory.blogspot.com

901-326-2683

TO APPLY FOR THE FUNDRAISER POSITION SIMPLY EMAIL YOUR INFO TO coreymillerfoodfoundation@gmail.com . THIS WILL GENERATE AN AUTOMATED EMAIL RESPONSE, SO CHECK YOUR INBOX. FEEL FREE TO CALL ME AT HOME FOR ANY FURTHER QUESTIONS AND HELP 901.785.0750 ALISA R HARRIS

Signed

Alisa R Harris of The Job Creation Foundation

www.linkedin.com/in/jobcreationfoundation

www.linkedin.com/in/alisarharris

givetodayobama2012@aol.com

901-326-2683

901-785-0750

Can We Come Do a Job Fair?

A Community Garage Sale would be fun with or without a Pot Luck! When you host Us
You earn Half the Admission (paid only if they don’t bring a dish) and all the parking fees.

Your Clients or Members earn Quick Cash for Old Junk,
And We handle all Booth Rentals! Call me, Alisa R Harris at home 901.785.0750 or email at coreymillerfoodfoundation@gmail.com

I represent the Job Creation Foundation and we are currently hiring 30,000 phone workers in the Memphis area and have a 13 Step Job Readiness Program that entails:

1. A Guaranteed Job Offer

2. Immediate Income opportunity. Daily Pay.

3. Job Referrals for Better Jobs and We Host Job Fairs.

4. A Good Work Reference.

5. A Recent Work History.

6. Browsable Online Resume.

7. Free Email Account.

8. We Teach You How to Apply for Jobs Online

9. Job Counseling For Life and We Train You How to Hold a Job

10. We Prepare You for Online Technical Support Jobs

11. Job Offer Letter, W 2s, and Employment Verification

12. We Make You More Marketable

13. We Create Hope in the Low Income and No Income Tax Bracket

And We Provide you with

Self SUFFICIENCY REFERRALS– GUARANTEED JOB OFFERS,
FREE FOOD, SAFELINK (FREE CELL PHONES),
ADVANCE EARNED INCOME CREDIT, SSI DISABILITY FOR KIDS,
FIRST TIME HOME BUYERS ASSISTANCE, DHS CHILD CARE IN YOUR HOME,
BUS PASSES,
WEEKLY TRANSPORTATION FUEL REIMBURSEMENT CHECKS OR GAS CARDS,
COMMUNITY SERVICE WITH GUARANTEED JOB OFFERS,
CHILD SUPPORT GRANTS FOR HOUSE ARREST INMATES,
FAFSA- PELL GRANTS, CLOTHES CLOSETS, CASH ASSISTANCE (TANF),
BAD CREDIT CREDIT CARDS– http://www.creditcards.com/bad-credit.php
NATIONWIDE JOB REFERRALS 4 FELONS,
HELP RESTORING VOTER'S RIGHTS AFTER PRISON,
FREE BURIAL INSURANCE FOR INMATES AND THE HOMELESS, LIFE SKILLS CLASSES, GUARANTEED JOB OFFERS IN JAIL,
COLLEGE FUNDS FOR THE MIDDLE CLASSED, FREE DIAPERS,
INCOME BASED HOUSING, FOOD REFERRALS- COMMODITIES,
FOOD PANTRIES, WIC, AND SOUP KITCHENS– FREE HEALTH INSURANCE,
FREE PRESCRIPTION DRUG COVERAGE, FREE CHILD CARE,
OPENING A CHECKING ACCOUNT, AND IMPROVING YOUR CREDIT RATING-

I have spoken to the Pre-Release class at Mark Luttrell Correctional Center. I spoke at Strayer University to Mischelle Best’s business law class and I met with Pre-Trial Services at 201 Poplar.

Our Famous CMFF Penny Drive & Job Fair Chain Letter…
When you rent a Booth we charge a Penny and Every Day we DOUBLE it!!

All we Ask of our Contributors is to give at least a Penny and every time you come to one of our events is to commit to give DOUBLE!!

And also

Bring and TELL someone about us and EACH time- DOUBLE it!!

Please don’t give anything at all if you don’t think we are really helping the community and Know in your Heart that God will enable you to always meet your commitment to us… II Corinthians 9:7 and 11 Alisa R Harris 901.785.0750

www.obama2012victory.blogspot.com

STOP THE BENEFITS FOR NOT WORKING!!

Obama has No Need for a Default August 2nd

By Alisa R Harris

901-326-2683

July 28, 2011

DON’T TOUCH THE SOCIAL SECURITY AND MILITARY PAY!!

Mandatory Cuts ASAP

Job Readiness/ Job Search Classes for welfare recipients- They cost -20 in taxpayer dollars for gas cards and bus passes per recipient.

Section 8 Vouchers- They benefit too few Americans.

Unemployment Compensation- The Job Creation Foundation offers a guaranteed job offer to any American at coreymillerfoodfoundation@gmail.com and workers never can get unemployment unless they are laid off.

Non-labor jails- The 13th Amendment says they should work to pay their debt to society.

SSI Disability for Kids and Crackheads- These are people that could live 80 years and will never pay taxes or hold a job.

Free Food with your tax-free food- All the food stamp recipients qualify and may receive aid at food pantries, the WIC office, commodities (Farmer’s Market) programs, and soup kitchens.

7. Free Child Care for the Unemployed- There are over 38 Million people on food stamps and public assistance.

8. Free Health Insurance with Free Prescription Drug Coverage for the unemployed- STOP Medicaid

9. Advanced Earned Income Credit and Earned Income Credit- These are tax breaks for the poor that enable them to get a tax refund when they may not owe or have paid any taxes for that particular tax year.

10. Free Child Support Enforcement- The average women on public assistance is receiving child support that they are not reporting to the government (that’s double dipping).

11. Free Schooling after free child care and public schools- Everyone in the project qualifies for a pell grant but the job market doesn’t match the school enrollment.

12. TANF/welfare (AFDC)- The Job Creation Foundation and Alisa R Harris Church offers a guaranteed job offer to any American at coreymillerfoodfoundation@gmail.com or call 901-326-2683 Alisa R Harris

13. Transportation Reimbursement for Job Seekers on public assistance- There are over 38 Million people receiving food stamps and gas is too high.

14. Stop funding the NAACP and historical black colleges and universities because the like is reverse discrimination when you use government funds for ethnic group only organizations.

15. Send all illegal aliens home or to work camps (jails) until we can provide a job for each and every American who wants to work.

16. Stop all benefits to teenage unwed mothers- It is a benefit and incentive to continue reckless behavior.

Can We Come Do a Job Fair?

Alisa R Harris 2012

www.linkedin.com/in/coreymillerfoodfoundation

CONNECTIONS (special thanks from the Ford Campaigns) 901-326-2683

Sterling McNeal- Church Heath Center,
Charlotte Connor- Workforce Solutions- City of Memphis,
Raleigh Walker- Girl Scouts (Volunteer Services),
Regions Bank,
Catholic Diocese,
The Urban Child- Katy Spurlock,
Caesar’s Entertainment Group (Harrah’s)- Valerie Morris,
Victory University (Rhodes College),
Lawrence Johnson Realtors,
Pink Palace Museum,
Home Based Business Chamber of Commerce,
Katy Kirk-Johnson- Shelby County Government,
Girls, Inc.,
Trustmark Bank,
Boys, Inc.,
Memphis Botanic Gardens,
Flinn Broadcasting,
Artsmemphis.org,
Labor Now- Betrice Settles,
Nike- Jimmy Scott,
Russell Gwatney- Mazda,
Memphis Urban League,
Memphis Business Journal,
Memphis Black Arts Alliance,
Memphis City Schools Board- Patrice Robinson,
C Murder of Tru Records,
Greater Memphis Chamber of Commerce,
Memphis Grizzlies,
Remington College,
Mid South Minority Business Council,
Fire Marshal- Bartlett,
Memphis Business Academy,
Shelby County Sheriff’s Office,
Lemoyne Owen- Allen Savage,
Workforce Investment Network,
wesTCORE,
MLGW,
Exchange Club,
Commercial Appeal,
Job Corps,
University of Phoenix,
Project Return,
Regional Resourceful Development Services,
The Med,
Wells Fargo Bank,
A One Staffing,
Memphis Education Association,
City of Memphis-Brack Henderson,
Attorney- Debbie Fontaine,
Kight Law Firm,
The Women’s Foundation,
Black Business Association,
Tri-State Defender,
Jarvis Greer- WMCtv,
Tammara Shepherd- WMCtv,
Alex Coleman- WREG,
Memphis/Shelby County Crime Commission,
Memphis Challenge,
A Hand Up- Not a Hand Out,
Volunteer Mid South,
Veteran’s Administration- Yolanda Lacy,
Families of Incarcerated Individuals,
Clear Channel Outdoor,
Methodist Lebonheur Healthcare,
Memphis Union Mission,
Rodger Watkins- Century 21 Realtors,
Joe Birch- WMCtv,
Rachel Beede- WMCtv,
Memphis Health Center,
Dress for Success Memphis,
Blues City Cultural Center,
Salvation Army,
Marian Baron- Baby Boomers News,
City University School,
Nika Jackson-City of Memphis,
Hope House,
Nicholas Burchett- Fox 13,
Regina Thomas- Fox 13,
State of Tn- Marchello Middlebrooks & Anna Green,
St Bernard Project,
YMCA- Donnie Malone,
BBYO,
Bridges- Letitia Robertson,
Nia Appling –First South Credit Union,
Citadel Broadcasting- Baton Rouge and Memphis,
Memphis Symphony Orchestra,
Strayer University- Mischelle Best,
Memphis and Shelby County Planning and Dev,
Meritan,
Agape,
Southern Heritage Classic,
Fed Ex-,
Michael Underwood,
Rodericka Thompson,
Pamela Alexander,
Qualice Seymour,
Christophe Hampton,
Demetrius Holt,
Willie Brooks,
Folk Alliance,
Reparations Now- Orlando Matthews,
Vintage Realtors- Dianne Johnson,
The Med,
Labor Department- Mike Edwards,
G. Green Law Practice,
EEOC- C. L. Tim Williams, and
Yvonne Howard- United Way of the Mid-South.

Community Enhancement- Job Creation for the City of Memphis
OUR NATION'S ROLE MODEL- Visions of the Future Memphis
By Alisa R Harris of Job Creation Foundation 901.326.2683

1. Close your TANF case and Volunteer to Receive Stimulus Checks up to
0 based on your household size with the Mayor's 100 Hours In-Kind
program.

2. Participate while in jail with institutional jobs (20 to 50 cents per hour)

3. Fund raise with your school, church, or youth organization in our
Jobs 4 Teens program.

4. Job referrals and guaranteed job offers from Corey Miller Food
Foundation. Preference for felons, food stamp recipients, and homeless
persons. Apply to coreymillerfoodfoundation@gmail.com.

5. City-wide job fairs where residents can get rid of old junk for easy cash.

6. COMING SOON- Ford Barber School (kit and uniform included with Pell Grant).

7. If you close your food stamp case and volunteer to do your
community service with the City of Memphis we will match your food
stamp amount with cash bonuses on the first of every month.

8. These job programs will save the City of Memphis over 0 Million.

9. Area Community Centers will have mock elections for area mayors who
band the citizens together to raise the children of the area. This is
the Ford Heirs program.

10. The mayor's office is committed to providing the citizens with
self sufficiency referrals that will link them to government agencies,
churches, and non-profit organizations in the city to help them. (WIC,
commodities, farmer's market, soup kitchens, food pantries, #211,
etc.)

11. We will continue to support Backpack for Life to feed
underprivileged children every weekend and plan community (city-wide)
pot lucks for all ages.

12. We will provide FREE TRANSPORTATION for students linking area
community centers with area libraries (plus area parks in the
summertime).

http://www.youtube.com/user/Cristhiansoc#grid/user/9DA930A61B5BC488

ELECT ED FORD, SR FOR MEMPHIS MAYOR 2011
ALISA R HARRIS CHURCH

at Memphis Public Library – Whitehaven Branch
4120 Mill Branch Road
Memphis, United States

Pennsylvania’s Historic Places

February 4th, 2012 · Eugene · State Farm Comments Off

Pennsylvania’s Historic Places

From the Inside Flap From Independence Hall to Gettysburg to Fort Pitt, Pennsylvania offers a wealth of history. Pennsylvania’s Historical Places tells the stories of such people and places as: — William Penn and his estate along the Delaware River. — The place where the U.S. Constitution was drafted. — The childhood home of frontiersman Daniel Boone. — Iron furnaces that built and armed a nation. — Religious communities of German mystics. — The first successful oil well in the world. — Coal mines that attracted immigrants from much of Europe. — The Native Americans who first settled the region, more than 12,000 years ago. Author Ruth Hoover Seitz and photographer Blair Seitz capture the vitality of 31 historic sites and museums, from Valley Forge to a flagship from the War of 1812 to the Railroad Museum of Pennsylvania. The book includes descriptions of what to see and do at each site, along with an authoritative introduction by Harold L. Myers of the Pennsylvania Historical and Museum Commission. Ruth Hoover Seitz was born in Lancaster County, Pennsylvania, on a farm originally deeded by William Penn’s son Thomas. She grew up near Pottsville in the state’s anthracite region. Seitz is the author of the book Amish Country and more than 300 published magazine articles. She has traveled extensively in Africa and Asia as a writer for UNICEF and the World Health Organization, and has served as a correspondent for several European magazines. About the Photographer Blair Seitz, Ruth’s husband, is an editorial and corporate photographer whose work has appeared in Time, Newsweek, The New York Times Magazine, and European newspapers. He was the photographer for Amish Country, published in 1987. Blair and Ruth live in Harrisburg, Pennsylvania, and are the parents of two daughters.

Price: $ 0.01
Sold by Barnes&Noble.com

Bedroom Eyes [HD]

Farm Girl
Set in the Dust Bowl of the American West, Farm Girl, the true account of a child coming of age on a 1920′s Nebraska farm, recaptu…

H&R Block At Home 2010 Deluxe Federal + State + eFile [Download]
Guidance for all your personal tax situations. Federal forms and State forms. Step-by-step interviews guide you through a customiz…

Bulk Feed Truck Driver C

February 4th, 2012 · Eugene · State Farm Comments Off

Bulk Feed Truck Driver “C”

Accurate, detailed, courteous person possessing a valid drivers license and other DOT required documents, certifications, and legal qualifications to operate a commercial bulk feed delivery vehicle/equipment. Requires physical strength and dexterity to frequently manipulate controls, walk, stand, bend, climb, reach, stoop, twist, work at elevated positions and lift/carry 50 to 100 lbs depending on location. Hand coordination to grasp, push, pull and fine manipulation. Vision, hearing and speech essential. Position requires expertise to work extended and “off” hours, contact with hazardous materials and work/drive in adverse weather conditions. Job summary: PURPOSE OF POSITION: Load and drive bulk feed delivery trucks / equipment delivering bulk feed to patrons and stores. PRINCIPAL RESPONSIBILITIES AND DUTIES: 1. Driver C must be qualified as noted below: Entry level driver positionPossess valid drivers license 2.

Price:

Location

24179 Vinton, USA

Applicator

High-school Graduate. Once hired, must obtain all application licenses as required by State

Price:

Location

40361 Paris, USA

State Farm (Album Version)

Mississippi – US State Header – Clear Window Sticker / Decal
Great Looking Sticker. Decal measures approximately 7.25″ x 2.5″ ….

Art of Flight DVD BD
Brain Farm & Red Bull Brain Farm and Red Bull presents The Art of Flight 2012 – If someone has ridden it before, the intensity isn…

Auto Insurance

February 4th, 2012 · Eugene · Car Insurance 24 comments

Luke’s real life auto insurance quote came back at 303 dollars a month. Luke got pissed… and put his new webcam to use. (Like all of our stuff, it’s scripted.)
Video Rating: 4 / 5

State Farm Ad

February 4th, 2012 · Eugene · State Farm One comment

Some cool State Farm images:

State Farm ad

Image by brockli
This State Farm renters insurance ad was on the back of the change of address notice from the post office. The implication seems to be that they’ll cover a stolen bike even if you fail to lock it properly.

And since that’s what happened to us, I think I’m going to email this to my agent and see if they’ll pay for that bike that was stolen after I locked it up wrong.

State Farm Arena

Image by Elitist Czar
State Farm Arena in Hidalgo Texas

State Farm Donation to Disaster Relief

Image by Ozarks Red Cross
State Farm Insurance donates ,000 to local disaster relief programs.
From left, State Farm Agents Brad Collins, Ken Heuer, Mario Brichalli, Red Cross Director of Financial Development, Greg James, and Jim Camoriano, Public Affairs Representative for State Farm.

Austin Hailstorm 3/25/2009

February 4th, 2012 · Eugene · Austin Insurance One comment

A few nice Austin Insurance images I found:

Austin Hailstorm 3/25/2009
Austin Insurance

Image by jdn
The hail got as large as a half dollar in diameter. Our Saab was heavily damaged. The insurance company said we have to replace the hood, trunk, and front/rear glass, as well as some trim and a mirror cover. The roof and sides will need to be repaired, and the whole thing will need to be repainted.

Life insurance
Austin Insurance

Image by Gruenemann
It’s good to have life insurance–you never know when you might die…

How To Start A Property

February 4th, 2012 · Eugene · Insurance Agent Comments Off

by mike912mueller

How To Start A Property Preservation Company

Top-Ten-Get-Paid-To-Write-Websites!

Some have already cashed in on the bad luck of the others that are loosing their properties. What is property preservation? “Property Preservation” is the preservation of REO properties or “Bank Owned Properties” These properties are vacant and need to be either cleaned and marketed or maintained after, during, or between sales. There’s millions of properties and billions in dollars.

Want some? I’ll shoot you straight and tell you what you need to know, where to find it and how to get to it. USE OUR SPONORS PLEASE! Plus you’re probably going to take business from me

The first thing you need is customers, not equipment! Most think they need to run out and spend a bunch of money. You don’t have to invest until you have customers. Now, that’s not to say you won’t have to have insurance. We’ll cover that a little later in the how to. At the bottom of this article you’ll find links that will help you in the start of your new property preservation business. These are real links to real companies that you really need to try and work for. Sign up through their systems and talk to as many folks at those companies as you can. Book mark them and study all of their notes and memos. Learn how each company works, what they do and how they expect you to get things done and most importantly how you will bill and get paid! This is extremely important!!!!! Make sure you understand who and when you will get paid. Also understand why you may not be paid for a job, very important and could save you a big hassle and a lot of work missed. Don’t let bad communication ruin good relationships!

I’ll COVER CUSTOMERS FARTHER DOWN

The second thing you need and much more important than any equipment or office space is NSURANCE! Get more than you need and as much as you can afford, right off the bat. In the property preservation world insurance is king and there are several reasons for this. First off is insurance ever bad, no. Is having too much bad, no. Get as much as you can afford right from the get go. Consider it your start up cost. You’ll need to types of insurance (Aside from the workman’s comp and various insurances you’ll need as you grow) E&O and General liability. General liability is something that anyone doing business anywhere should have in some way or another. General liability insurance is very simple to get and any insurance agent can and would probably more than helpful in setting you up with a policy. Shop around and ask for at least three different quotes. You can expect to pay about 0.00 to 0.00 a year for general liability. You’ll have to pay 20%-30% up front and the rest can be spread over 12 months. This is easy to do and should be done right away before you step foot on any property.

Now we’ll cover E&O insurance. E&O insurance is different then general liability insurance. E&O coverage is your golden key to building a great property preservation company. Here’s why and why you should get it as soon as possible. E&O coverage is designed to cover a contractor in the event that something happens to the property due to the contractors fault or no fault. TO make it simple lets say that you get a work order to go to a property and do a “condition report” You do your work, take your photos and file your finding when you publish your report and bill for your work order. A few cold winter months go by and the pipes break, the roof leaks and the house gets mold. E&O saves your, you know what. This is exactly what the insurance is designed to cover. General liability will not cover this; please don’t learn the hard way! This insurance also covers your crews and anything they may mix. Now, E&O coverage is a bit more expensive and will more than likely have to be paid in full for your first year. This is going to run about 00.00 a year if you shop around. There’s one thing to remember to tell your agent. You will be working on bank foreclosed homes. It makes a difference. Some companies wont cover a “Property Preservation Company” After all it is risky and if you’re not willing to accept that and cover yourself

The next thing you’ll need to think about is how to get things done and when to get equipment. You have insurance and can work a job if it comes in. You have a customer to service properties for and you’re ready to go work hard and make some money. Or you would be if you had things to do the job with anyways. So it’s time to get some “tools” Use your first work order to buy what you’ll need to work your first job. Another words let the job pay for the equipment. There’s no reason to buy what you don’t need and there’s no reason to buy something until you have a work order that calls for it. If your first order calls to board a house buy a hammer. If it calls to mow the lawn buy a lawn mower. AND DON’T BUY NEW!!! Why would you ever buy new equipment if not only do you not have to but you don’t know if you’ll still be doing this in a month. How hard is it to sell something that other people are buying rather than trying to sell something that is new but used for new prices…Right? Yea..used.

One thing that’s well in your favor is that for the most part, “property preservation companies” supply labor. Sometimes you’ll need to buy ply wood or board a pool but for the most it’s labor and hauling and dump fees, which are paid back, so in all not an expense either. You will need a generator and not everyone has a generator. Again, used and small, you won’t need to run anything but a vacuum and a fan so a large generator isn’t needed and in all will drag you, your crews and your gas savings down. If you have the know how and can afford it an inverter is the key. With an inverter it can be run on any vehicle and anyone can use it as it doesn’t have to be “started” An inverter requires vehicle modification but works well and save in the long run.

The other things you’ll need include buckets, mops, brooms, trash cans and bags, cleaning supplies and various general clean up tools. Think about when you’ve moved. We’ve all done it. Now imagine not being happy about it. Being put out and can’t take your things with you. The properties are “in distress” and need cleaned. You have to be able to clean and lock any property. Most of the cleaning supplies you need you already have and clean your house with or your garage with everyday. Chances are you wont need to spend a lot on this either.

Now let’s talk supplies. I know you thought cleaning “supplies” where supplies but they have become “equipment” now. Supplies are the things you’ll need in order to “secure a property” 99% of the business a property preservation company does is property securing. To secure a property you’ll need to relock the door and dead bolts to preset key codes and hang lock boxes with preset codes so that agents and contactors have access to the property and so that others don’t. For this you’ll need door knobs, dead bolts, dead bolt covers, master locks, hasps, sliding door locks, and some key safes or lock boxes to put the new keys in. All these supplies and everything else you may ever need can be bought and shipped online. Roper Locks, MFS Locks and many more.

Another main stay of any property preservation company is to perform a winterization. It’s not that hard and it doesn’t take more than a few bucks so don’t be afraid of doing them. Besides you have E&O coverage just in case, right? At any rate you’ll need to be ready to winterize. Most service companies provide the vendors with the “preferred steps” on how to winterize a property. Use the world wide web and study the different systems and ways to winterize them. Once you do one or two it’s like riding a bike. You will have to get some equipment and again I would like to stress, used and small. You’ll need to pressurize the system to check for broken pipes. For this you’ll need a small air compressor in order to fill the lines to 35psi and check the system for breaks. You can find information on this and many other things right here on eHow.

And last but not least and probably not really last but anyway you need to build a pool cover or board a window from time to time. Make sure you know how your company likes it done. Some prefer this way while others prefer another. Make sure you know which they prefer. Pool covers involve framing, and covering with chicken wire and plastic to where it could support 50 pounds in the center.

Other than that common sense, labor, hauling, cleaning, and a bunch of gas!

Customers, remember when we started I said we would talk more about customers. Well here we go. The very first thing to keep in mind is that it’s a very busy business that’s never the same from day to day or from work order to work order for that matter. Sometimes information is lost, not transmitted correctly or just not done. It happens and you’ll need to deal with it as it arises. Sometimes it’ll be free. There’s nothing you can do about it. Sometimes it’ll need to be done for a discount, nothing you can do about it except get it done and bill it. If you’re busy how busy is your representative. If you’re representative is busy guess how busy the bank representative is. So on and so forth. You’ll be asked to bid things free and worse sometimes you’ll be asked to bid something twice for free because it was lost or done wrong. The point is, make sure you’ve done it right, sent and saved all photos and records. You’ll cut down on free and discounted along with second trips. Most problems between contractors and vendors can be avoided if communications are at the highest level.

Know how you’re supposed to bill and what your supposed to bill for. Knowing this is key to a smooth relationship with your vendors. Knowing what and how, you can avoid mistakes on your part and theirs. If you know you’re getting for a winterization and you do a winterization you can bill and know that nothing can be disputed.

You’ll need to be able to float all your labor and supplies for at least 30 days. Most companies pay on a 30 day period and you won’t be getting paid for that term. If you understand that it’ll be at least 30 days and you prepare for a 30 day pay out, you wont have to be looking in the mail box everyday and bugging your rep about “where’s my check, why won’t you pay me” This is the best way to rock the boat and lose an account. Understanding how you get paid, how they get paid and how everything works is important. Make sure you understand that Pictures are the ruler of the market. If you have pictures your covered their covered and everyone is happy and paid. Don’t be surprised or hurt if you don’t have pictures and no one will pay out!

I’ll add to this edit this and I’ll have plenty more to post on how to do things in the field.

Find the companies to work for below and the companies to get some supplies from

Also see www.FirstCallPropertyPreservation.com

Written by MikeGee

Austin Insurance

So Swift Vol

So Swift – Vol II

35star Hotel In North

3.5-star hotel in North Side/Austin

D Hughes Tree Service

Life Insurance Hiring Event

Pennsylvania’s Historic Places

Pennsylvania’s Historic Places

Bulk Feed Truck Driver C

Auto Insurance

State Farm Ad

Austin Hailstorm 3/25/2009

How To Start A Property

Recent Posts

Categories

Tags

Archives